Join us in doubling our impact with KSKJ Days! 🌞
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June 2025

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Rates up to3

☀️Slide Into Summer with Sizzling Savings!☀️

Summer is here—and so are some of the hottest rates we’ve offered all year!

At KSKJ Life, we know summer is about relaxing, recharging, and enjoying what matters most. It’s also a great time to think ahead and make your money work harder for you. That’s why we’re excited to roll out new, competitive rates on our annuity products. We've just increased rates on select Multi-Year Guaranteed Annuities (MYGAs**). Boost your retirement savings today with the hottest rates yet!

Get These Hot Summer Rates Now
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Home Office KSKJ Days

KSKJ Days-Extended

There’s still time to make a difference!

The KSKJ Life Home Office team rolled up their sleeves and packed 500 bags of food for children facing weekend hunger as part of our KSKJ Days partnership with Blessings in a Backpack. It was a hands-on way for our staff to live out the mission behind this effort—and a reminder of just how impactful one act of service can be.

 

Now, we’re inviting you to help us double that impact.

 

Our goal is to raise enough funds to pack an additional 500 backpacks, bringing the total to 1,000 bags for kids in need. With your help, we can get there!

 

💛 Every $10 = 1 backpack filled with weekend meals
📅 New donation deadline: June 6
📦 All funds collected go directly to Blessings in a Backpack through the KSKJ Life Foundation.

LET'S FINISH STRONG-DONATE NOW!
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COMING SOON!

 Precision Plan 10-minute eApp up to $200,000

Summer Savings Campaign up to 200,000

We’re excited to announce an exciting update coming to our digital application process: KSKJ Life’s Precision Plan* eApp will now support coverage amounts up to $200,000. This means that you can apply for whole life insurance up to $200,000 in just minutes!

 

Getting the protection your family needs is fast, easy and straightforward.  Click below to get started today!

Get Started Today
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 Savor the Summer, Secure Your Future 

With KSKJ Life’s 7-Year MYGA, Your Money Works While You Relax

🌞 Guaranteed Rate for 7 Years
Your interest rate is locked in — no market risk, no guesswork.

 

🍧 Tax-Deferred Growth
Let your money grow faster while you stay focused on beach days and bonfires.

 

🎁 Legacy Benefit
Leave something meaningful behind: beneficiaries receive the full value if something happens to you.

 

❄️ Cool It with the Fees
No annual maintenance charges. Just straight-up savings.

Summer Savings Campaign MYGA
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KSKJ LIFE MEMBER BENEFITS

Mama Bear Legal Forms

Family with Graduate

Congrats to the Grads!

It's an exciting time to be the parent of a recent high school graduate.  You're making a list and checking it twice as you prepare to send your young adult in the next phase of life.  Whether they are going to college or into the workforce, make sure getting a POA is on your list.

Why a Young Adult POA matters so much...

Important legal changes occur when someone becomes an adult in the eyes of the law.

  • As a parent, you can no longer make medical decisions for your child.
  • You are not authorized to help your child with financial decisions
  • You will not be able to talk with banks, insurers, doctors or hospitals about your child's financial or medical situation

That's where Mama Bear Legal Forms can help.  It only takes 10 minutes to create the important documents that are easy to complete, simple to download and incredibly affordable.  AND, as a KSKJ life member, you can receive a 20% discount on Young Adult POAs as well as Senior POAs and Will Packages.  Learn more about Mama Bear and all of our Member Benefits by clicking the button below.  

Take Me to My Member Benefits
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Plan Ahead With KSKJ Life

June 13th: St. Joseph Lodge #2 Meeting and Annual Steak Fry (Joliet, IL)

We will conduct a meeting followed by our annual steak fry for members and non- members.

 

June 21st: 2025 Waukegan KSKJ Golf Outing (Waukegan, IL)

Lodge #79 and #53 is hosting it's annual golf outing.

 

July 25th: Lodge #29 meeting and Steak Fry (Joliet,IL)
Lodge #29 meeting and annual steak fry- we supply the steaks, potatoes, coleslaw, corn on the cob. Desserts are welcome.

  

Click to Find More Events →

 

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KSKJ Life (Life Insurance and Annuities) is an Illinois fraternal benefit society located at, 2439 Glenwood Avenue, Joliet, IL 60435, 800-843-5755 (in CA: "KSKJ Life, A Fraternal Benefit Society")

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*Applying for our Precision Plan does not guarantee automatic coverage. Each application is reviewed and assessed based on various factors. Approval is subject to eligibility criteria, and decisions will be made at the discretion of the underwriting. We reserve the right to decline applications that do not meet our requirements or standards.

 

**KSKJ Life MYGAs (Multi Year Guaranteed Annuities) are multi-year, single deposit deferred contracts with a guaranteed interest rate for the term of the contract (ranging from 2 to 10 years), after which the current renewal rate will apply.  1) Advertised rate is on the 5 and 6-year MYGAs.  Rates vary depending on guarantee periods and riders.  Rates effective as of 6/2/2025 and subject to change and reviewed frequently. Minimum and maximum deposit limits exist. Issue ages vary. Surrender charges may apply. Market Value Adjustments (MVA) apply to the full amount of surrender that is in excess of any free withdrawal during the multi-year guarantee period. Not FDIC Insured. KSKJ Life products may not be approved or offered in all states. KSKJ Life annuity products not available in California. Guarantees rely on the financial strength and claims-paying ability of KSKJ Life. Early withdrawals and those made prior to age 59 1/2 may be subject to IRS penalty. We are not tax or legal advisors – Please contact a tax or legal professional regarding the law concerning tax and retirement plans. KSKJ Life MYGA form ILCC24-SPDA 0324. KSKJ Life is an Illinois fraternal benefit society located at 2439 Glenwood, Ave., Joliet IL 60435 1-800-843-5755. Life Insurance and Annuities.  By contacting us, you may be offered information by an agent about purchasing life insurance or annuity products.

 

CONFIDENTIAL NOTICE: This message is intended only for the individual or entity to which it is addressed, and may contain information that is privileged, confidential, or exempt from disclosure under applicable law. If the reader of this message is not the intended recipient, or the employee or agent responsible for delivering the message to the intended recipient, you are hereby notified that any dissemination, distribution, or copying of this communication is prohibited. If you received this communication in error, please notify the sender by replying to this message and delete or destroy all copies of this communication and any attachments. By contacting us, you may be offered information by an agent about purchasing life insurance or annuity products.