We’re excited to kick off KSKJ Days 2025—a national celebration of KSKJ Life’s 131st anniversary and our shared commitment to giving back. This year, we’re proud to partner with Blessings in a Backpack, a nonprofit that provides weekend meals for food-insecure children across the country. Together, we’re aiming to fund 500 backpacks for kids who need them most.
Now through May 31, you can join the celebration and support this meaningful cause by donating through the KSKJ Life Foundation. Let’s make a difference—together.
As tax season rolls around, many of us are reminded just how much of our hard-earned savings can be lost to taxes. And in today’s unpredictable market environment, finding a reliable, tax-efficient way to grow your money matters more than ever.
One option worth considering is a deferred annuity, like the KSKJ Life Multi-Year Guaranteed Annuity (MYGA). With a MYGA, your interest grows tax-deferred — meaning you don’t pay taxes on your earnings until you withdraw them. That’s a key advantage over taxable accounts like CDs or savings, where earnings are taxed annually.
If you're looking for a way to earn a guaranteed rate while potentially easing your future tax bill, a KSKJ Life MYGA could be a smart addition to your financial strategy. And since it's top of mind during tax season, now may be the perfect time to talk to your agent about how a deferred annuity can bring more certainty to your financial future.
Imagine owning a life insurance policy that’s not only built to protect but also rewards you along the way. That’s exactly what our new Precision Plan Plusdoes. It’s the cake you need with icing on top!
The Cake – Your Core Protection
The foundation of your whole life policy is the death benefit, which is guaranteed and tax-free to your beneficiaries. This is the cake. It’s designed to provide lasting financial security to your loved ones.
The Icing – Dividends That Add Extra Value
Here’s where it gets sweeter! KSKJ Life’s Precision Plan Plusoffers all of the same guarantees and features of our standard Precision Plan products, but also includes dividends*. The dividends are the icing on the cake – an added bonus that enhances what you already have.
And just like our original Precision Plan, with Precision Plan Plus you can:
Skip the medical exam, choose from multiple premium payment options and apply for a policy in less than 10 minutes!
The Importance of Power of Attorney Documents for Aging Parents
Many adults today find themselves in the “Sandwich Generation,” balancing the needs of their children while also caring for aging parents.
This role often comes with emotional and financial challenges—especially when important legal documents like Power of Attorney (POA) aren’t in place.
Without a POA, stepping in to manage a parent’s healthcare or finances can become complicated and delayed during critical moments.
That’s why we’ve partnered with Mama Bear Legal Forms to offer our members an exclusive discount on attorney-approved POA documents. Their easy, step-by-step process helps you create and finalize these essential forms from the comfort of your home. And all KSKJ Life Members receive a 20% discount on POA documents AND wills.
It’s an affordable way to help protect your loved ones, reduce stress, and gain peace of mind knowing you're legally prepared for whatever lies ahead.
April 13th:Lodge #2 130th Anniversary & Honor 50 Year Members Celebration
A 10:30 a.m. mass at St. Joseph's Church (Joliet, IL) will be said in honor of all living and deceased members of KSKJ Life Lodge #2. Following mass, there will be a noon luncheon at Merichka's restaurant. The cost for adult members is $10, adult guests $20. Juvenile members are $5 and juvenile guests are $10. For more information, email dichurnovic13@hotmail.com.
April 26th: Lodge #52 Bowling Tournament-12pm
Contact Eddie Cottongim at ecottongim@schaefertech.us or Jennifer Velikan at jvelikan@gmail.com to confirm your team by April 19, 2025.
May 1-2nd: Brat and Bake Sale-Wolf's Ture Value 315 S Main St. Greenwood, WI.
Lodge #136 Matching Funds Event questions reach out to Lonna Rakovec at genelonna@hotmail.com
May 10th: Reverse Raffle Dinner-USW Hall 3421 Independence Road Cleveland, OH.
Lodge #63 Matching Funds Event questions reach out to Jean Marincic at jean.marincic@gmail.com
May 11th: 11th Annual Pink Heels Mother Day Walk
Lodge #29 Matching Funds Event. To register and for more information about this worthy organization, visit pinkhealsjoliet.org or pinkhealsjolietmdw@gmail.com.
KSKJ Life MYGAs (Multi Year Guaranteed Annuities) are multi-year, single deposit deferred contracts with a guaranteed interest rate for the term of the contract (ranging from 2 to 10 years), after which the current renewal rate will apply.
(1) Advertised rate(s) effective as of 12/18/2024 and subject to change and reviewed frequently. Minimum and maximum deposit limits exist. Issue ages vary. Surrender charges may apply. Market Value Adjustments (MVA) apply to the full amount of surrender that is in excess of any free withdrawal during the multi-year guarantee period. Not FDIC Insured. Products may not be approved or offered in all states. KSKJ Life annuity products not available in California. Guarantees rely on the financial strength and claims-paying ability of KSKJ Life. Early withdrawals and those made prior to age 59 1/2 may be subject to IRS penalty. We are not tax or legal advisors – Please contact a tax or legal professional regarding the law concerning tax and retirement plans. KSKJ Life MYGA form ILCC24-SPDA 0324.
*Dividends are not guaranteed. Applying for the Precision Plan and Precision Plan Plus does not guarantee automatic coverage. Each application is reviewed and assessed based on various factors. Approval is subject to eligibility criteria, and decisions will be made at the discretion of the underwriting. We reserve the right to decline applications that do not meet our requirements or standards. The Precision Plan and Precision Plan Plus are KSKJ Life’s whole life insurance products. Policy Forms: ICC17 SPWL 11-16, ICC17WL 11-16, SPWL CA 11-16, SPWL (CT) 11-16 .
KSKJ Life (Life Insurance and Annuities) is an Illinois fraternal benefit society located at, 2439 Glenwood Avenue, Joliet, IL 60435, 800-843-5755 (in CA: "KSKJ Life, A Fraternal Benefit Society")
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