At KSKJ Life, we’re honored to be part of your family’s journey, and we’ve been supporting our members and their loved ones for over 130 years. As we look forward to the new year ahead, we’re here to help ensure the financial security of your family. This is a great time to review your policies and explore new ways we can support you.
We’ll be here when you need us. Today, tomorrow and in the years ahead.
A New Chapter for YOUR Financial Future Starts Here
Grow YOUR Savings Now!
Your hard-earned money deserves a secure, rewarding home. KSKJ Life’s longer-term multi-year guaranteed annuities (MYGAs*) with new higher rates offer an exceptional opportunity to make your savings work harder for you.
-Higher Rates, Bigger Growth: Take advantage of rates designed to help maximize your savings.
-Guaranteed Returns: Enjoy peace of mind with steady growth—no stock market risks.
-A Fresh Start for Your Savings: Turn new contributions into a powerful foundation for your future goals.
This month, we’re sharing a financial checklist to help you set and achieve your money goals for the year ahead. From budgeting tips to debt elimination strategies and smart ways to grow your savings, we’ve got you covered.
Don’t miss our new blog and how our financial products can help you stay on track all year long.
We’re excited to announce a brand-new KSKJ Life Member Benefit – access to YogaVista.TV!
This online platform offers a variety of yoga classes designed specifically for seniors and those with mobility limitations, helping you stay active and healthy at any age – right from the comfort of your own home.
This special digital publication highlights the incredible impact we’ve made together in 2024—through our members, our products, and our collective dedication to giving back.
*KSKJ Life MYGAs (Multi Year Guaranteed Annuities) are multi-year, single deposit deferred contracts with a guaranteed interest rate for the term of the contract (ranging from 2 to 10 years), after which the current renewal rate will apply. 1) Advertised rate is on the 7, 8, 9 and 10-year MYGAs. Rates vary depending on guarantee periods and riders. Rates effective as of 12/18/2024 and subject to change and reviewed frequently. Minimum and maximum deposit limits exist. Issue ages vary. Surrender charges may apply. Market Value Adjustments (MVA) apply to the full amount of surrender that is in excess of any free withdrawal during the multi-year guarantee period. Not FDIC Insured. KSKJ Life products may not be approved or offered in all states. KSKJ Life annuity products not available in California. Guarantees rely on the financial strength and claims-paying ability of KSKJ Life. Early withdrawals and those made prior to age 59 1/2 may be subject to IRS penalty. We are not tax or legal advisors – Please contact a tax or legal professional regarding the law concerning tax and retirement plans. KSKJ Life MYGA form ILCC24-SPDA 0324.
CONFIDENTIAL NOTICE: This message is intended only for the individual or entity to which it is addressed, and may contain information that is privileged, confidential, or exempt from disclosure under applicable law. If the reader of this message is not the intended recipient, or the employee or agent responsible for delivering the message to the intended recipient, you are hereby notified that any dissemination, distribution, or copying of this communication is prohibited. If you received this communication in error, please notify the sender by replying to this message and delete or destroy all copies of this communication and any attachments. By contacting us, you may be offered information by an agent about purchasing life insurance or annuity products.
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