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October 2026

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Stepping Up Together for American Rivers

Another Stepping Up is in the books!

During Stepping Up Week, September 13–19, KSKJ Life members, lodge groups, families, friends and Home Office staff laced up their shoes, grabbed their Stepping Up shirts and got moving in support of American Rivers.

 

We loved seeing participants make the event their own—from group walks with fellow lodge members to walks with family and friends. The smiles and snapshots shared throughout the week show what Stepping Up is all about: getting active, spending time together and giving back to a great cause.

 

Thanks to everyone who registered and participated, KSKJ Life will donate $450 to American Rivers to help support their work protecting and restoring our nation’s rivers and preserving clean water for future generations.

 

A special thank you to our lodges that gathered members together for group walks—and enjoyed a well-deserved treat afterward! It was wonderful to see Stepping Up bring people together in communities near and far.

 

Thank you to everyone who helped make Stepping Up 2026 a success. We hope you enjoyed getting outside, wearing your Stepping Up shirt and knowing that your participation helped make a difference.

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A Better You. A Better Community. A Better Future.

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CD Coming Due? Compare Before You Renew.

 

When a bank CD reaches maturity, it's easy to simply roll the money into another CD. But before you automatically renew, take a moment to compare your options. A fixed annuity* may offer another way to put money you don't need right away to work.

 

CD or Fixed Annuity? Ask Yourself:

☐ What's the rate?
Compare your CD renewal rate with other guaranteed-rate options available to you.

 

☐ How long can I leave the money untouched?
KSKJ Life offers fixed annuity terms from 2 to 10 years, giving you flexibility to choose a timeframe that fits your plans.

 

☐ Will I need access to the money?

Both CDs and fixed annuities can have penalties or charges for early withdrawals, so understand your options before committing.

 

☐ What about taxes?
CD interest is generally taxable as it's earned, while interest in a fixed annuity grows tax-deferred until withdrawn.

Before You Automatically Renew...

A CD maturity is a natural opportunity to look at your rate, timeline and retirement goals—and see what other options may be available.

 

Have a CD coming due?  Let us know when, and a KSKJ Life representative can help you explore options.

Checklist

See What Your Money Could Be Doing

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Is Your Retirement Plan Ready for a Fall Checkup?

A lot can change in a year—and your retirement plan may need to change with it.

 

Your expenses. Healthcare needs. Life insurance coverage. Sources of retirement income. Even what you picture your retirement years looking like.

 

Fall is a good time to take stock and make sure the pieces of your plan still fit where you are today and where you want to go.

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We've put together six things worth checking on your retirement plan before the year winds down.

See the 6-Point Retirement Checkup
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Fall Into Savings at the Pharmacy

KSKJ Life Member Benefit - ScriptSave® WellRx

Cold and flu season is around the corner—and along with cooler temperatures can come more trips to the pharmacy.

 

As a KSKJ Life member, you have access to ScriptSave® WellRx, a prescription savings program that provides the opportunity to save up to 80% on brand-name and generic prescription medications. And don't forget—savings may be available for pet medications, too!

 

Whether you're filling a new prescription or one you take regularly, it can pay to check your ScriptSave® WellRx savings before heading to the pharmacy.

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Explore Your ScriptSave® WellRx Benefit
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Celebrate Slovenian Heritage

with Slovenian Union of America

Looking for new ways to connect with your Slovenian heritage? The Slovenian Union of America (SUA) brings people together from across the country to celebrate Slovenian culture, history and traditions.

 

And right now, for just $35 a year, you can become a member and 

enjoy virtual cultural groups featuring books, films, history and traditional crafts, connect through local branches, and receive the quarterly Zarja – The Dawn publication.

 

Interested in dual citizenship? SUA also offers a group dedicated to helping Americans navigating the process of obtaining Slovenian citizenship.

 

Join today at slovenianunion.org or contact Rae Vogeler at sua@slovenianunion.org with questions.

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Plan Ahead With KSKJ Life

October 4: Family Days-Joliet, IL
Join us for Grape Harvest: Slovenian Polka Festival  in Joliet, IL. Learn More HERE

 

November - January: Supporting Soldiers
Supporting Soldiers national initiative. Check our website for more information coming soon.  

 

December: Lodge Officer Elections
Interested in becoming a lodge officer? Connect with your local lodge to find out more. 

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KSKJ Life (Life Insurance and Annuities) is an Illinois fraternal benefit society located at, 2439 Glenwood Avenue, Joliet, IL 60435, 800-843-5755 (in CA: "KSKJ Life, A Fraternal Benefit Society")

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*Annuities are insurance products and are not FDIC insured. Guarantees are based on the claims-paying ability of KSKJ Life. Withdrawals may be subject to surrender charges and applicable taxes.  We are not tax or legal advisors. 

 

 

CONFIDENTIAL NOTICE: This message is intended only for the individual or entity to which it is addressed, and may contain information that is privileged, confidential, or exempt from disclosure under applicable law. If the reader of this message is not the intended recipient, or the employee or agent responsible for delivering the message to the intended recipient, you are hereby notified that any dissemination, distribution, or copying of this communication is prohibited. If you received this communication in error, please notify the sender by replying to this message and delete or destroy all copies of this communication and any attachments. By contacting us, you may be offered information by an agent about purchasing life insurance or annuity products.