We are excited to announce that KSKJ Life continues to expand our reach across the country. Our mission of financial security and community support is now available to even more families.
KSKJ Life has officially opened in the following states:
Alabama, Georgia, Maryland, Maine, Nebraska, New Mexico, North Carolina, South Dakota, Texas, Utah, and Vermont.
This expansion represents an important milestone for our organization. It allows us to serve more individuals and families with the products, service, and member benefits that make KSKJ Life unique.
And our growth is not slowing down! We will continue expanding into all states (except New York) so that more communities can experience the strength and values of KSKJ Life.
Do you have family or friends in any of these states? Now is the perfect time to share the news! Let them know KSKJ Life is available in their area. Whether they are looking for retirement solutions, life insurance protection, or a values-driven financial partner, we are ready to help.
Thank you for being part of our continued growth. Together, we are building something strong, stable, and lasting.
If you’re part of the sandwich generation, you know the balancing act — helping aging parents while still supporting kids, careers, and your own retirement goals.
One question we’re hearing more often: “How can I help Mom and Dad cover monthly expenses without draining savings?”
A KSKJ Life Single Premium Immediate Annuity (SPIA) can help.
With one lump sum, a SPIA creates a guaranteed stream of income that begins right away. It can be used to:
• Cover assisted living or in-home care costs • Supplement Social Security • Provide reliable monthly income for everyday expenses • Reduce financial strain on adult children
Instead of worrying about market fluctuations or how long assets will last, a SPIA turns a portion of savings into predictable income your parents can count on.
If you are caring for aging parents, this is a powerful conversation to have with them...and we can help.
For years, financial planning was often viewed as a male-dominated space. That narrative has shifted. Today, nearly 69% of women identify as their household’s primary financial decision-maker, according to the CFP Board. This change reflects more than participation. It reflects leadership.
Women are not just managing day-to-day expenses. They are building wealth, planning for retirement, and shaping the financial stability of future generations.
With longer life expectancies and evolving career paths, women often face unique financial planning challenges. Many will spend more years in retirement than men. Some may take time away from the workforce to care for children or aging parents. These realities make intentional planning even more important.
Financial confidence does not come from simply earning more. It comes from having a clear strategy.
Did you know that Medicare does not cover hearing aids or exams for fitting hearing aids? That's where your KSKJ Life member benefit Start Hearing can help.
Start Hearing Benefits include discounts on hearing aids as well as free hearing consultations and access to a network of 3,000+ hearing professionals.
March 1st: Lodge #29, Joliet, IL- Meeting and Chili Cook off, 1pm-3pm
March 22nd: Lodge #2, Joliet, IL-Business meeting. Lodge #110, Cleveland, Ohio- Celebration of St. Joseph’s Day, including a collection of food for local BACM for community distribution and school supplies for Barberton City Schools. 4pm-6:30pm
KSKJ Life (Life Insurance and Annuities) is an Illinois fraternal benefit society located at, 2439 Glenwood Avenue, Joliet, IL 60435, 800-843-5755 (in CA: "KSKJ Life, A Fraternal Benefit Society")
CONFIDENTIAL NOTICE: This message is intended only for the individual or entity to which it is addressed, and may contain information that is privileged, confidential, or exempt from disclosure under applicable law. If the reader of this message is not the intended recipient, or the employee or agent responsible for delivering the message to the intended recipient, you are hereby notified that any dissemination, distribution, or copying of this communication is prohibited. If you received this communication in error, please notify the sender by replying to this message and delete or destroy all copies of this communication and any attachments. By contacting us, you may be offered information by an agent about purchasing life insurance or annuity products.
